Coversure can find you a competitive policy which meets your fish and chip shop insurance needs. Potentially, fish and chip shop insurance can be expensive because of the risks associated with serving food to the public and the added fire risk from the hot oil used for cooking. It is not unusual for insurance companies to load premiums on fish and chip shops if they do not specialise in this industry because that they see it as a higher risk. Coversure has specialist schemes for insuring fish and chip shops to suit your individual needs.
We have excellent arrangements with many of the UK’s leading insurers so we can arrange an insurance package to suit your particular business needs, whether you have the facilities for diners to eat in, or you do deliveries.
Coversure understands Fish & Chip shops insurance needs and has a suite of insurance products dedicated to the Fish & Chip shop industry.
Public, products and employers’ liability. This cover provides protection should anyone injure themselves in your shop or suffer as a result of defective food products you unknowingly serve, and also meets your legal requirements to your employees in the course of their work for you.
Money cover. Looking after your money, on the premises and in transit to and from the bank. Some packages also offer the option of fidelity cover.
Deterioration of stock. In case your food stock is ruined, for instance, if there is a power cut and your fridge freezers defrost.
Business interruption cover. If your business takes a battering from a storm, fire or other insured event, business interruption cover protects your income and restores your business to the same financial position had the loss not occurred, thereby enabling you to return to trading as soon as possible.
Other options available include: